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Do I need a Heter Iska if there is no Ribbis (Interest payment) activity in my line of work? 

Chances are that if you are involved in business you most definitely do. Even more so for mortgages, investments, partnerships, and any other financial occupation. Details are provided below. 

The Heter 'Iska principle is based upon the borrower and lender agreeing to be partners in a business venture, whereby one partner invests money and the other uses his entrepreneurial skills to manage the venture. The investor-partner can thereby earn "profit" attributable to his portion of the joint business venture, and the sharing of such profit by the manager-partner would not constitute payment of interest upon a loan.

Two great resource sites for Halachic Documents are and 

KCM thanks Rabbi Ari Marburger for sharing certain Iska contracts.